Types of pet insurance
Time-limited or lifetime cover
We all require different features in our policies depending on our specific needs. Petcoverdirect has a vast range of policies to cover those varied requirements.
Lifetime policies are designed those owners concerned about chronic, long-term or recurring conditions or illness.es
Conditions such as eczema or arthritis are example of long-term illnesses that will require treatment over a long period, often for life. Most insurers will offer cover for this as long as there is no break in the policy.
Owners of pedigree cats in particular find this type of policy suitable as they are typically more prone to these longer-term conditions.
Time-limited cover policies generally cost less than life-cover policies but stil cover injury and illnesses that require treatment from vets. The cost of each claim is limited but is typically quite high and suitable for general cover.
Compare Pet Insurance
| Insurer | Policy Name | Max Vets Fees | Claim Basis | Annual Policy | Per Condition | Life Long | Online Discount | Multi Pet | More Info |
|---|---|---|---|---|---|---|---|---|---|
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Essential | £4000 | Per Condition |
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20% | 2% | Click here |
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Standard | £7000 | Per Condition |
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20% | N/A | Click here |
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Insurance | £7000 | Per Condition |
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0 | N/A | Click here |
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Premier | £7000 | Per Year |
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15% | 5% | Click here |
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Oh yes! | £3000 | Per Condition |
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10% | N/A | Click here |
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Standard | £4000 | Per Year |
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15% | N/A | Click here |
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Standard | £2000 | Per Condition |
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0% | N/A | Click here |