Types of pet insurance

Time-limited or lifetime cover

We all require different features in our policies depending on our specific needs. Petcoverdirect has a vast range of policies to cover those varied requirements.

Lifetime policies are designed those owners concerned about chronic, long-term or recurring conditions or illness.es

Conditions such as eczema or arthritis are example of long-term illnesses that will require treatment over a long period, often for life. Most insurers will offer cover for this as long as there is no break in the policy.

Owners of pedigree cats in particular find this type of policy suitable as they are typically more prone to these longer-term conditions.

Time-limited cover policies generally cost less than life-cover policies but stil cover injury and illnesses that require treatment from vets. The cost of each claim is limited but is typically quite high and suitable for general cover.

Compare Pet Insurance

Insurer Policy Name Max Vets Fees Claim Basis Annual Policy Per Condition Life Long Online Discount Multi Pet More Info
Essential £4000 Per Condition Annual Policy Not an Per Condition Not an Life Long 20% 2% Click here
Standard £7000 Per Condition Not an annual policy Per Condition Not an Life Long 20% N/A Click here
Insurance £7000 Per Condition Annual Policy Not an Per Condition Not an Life Long 0 N/A Click here
Premier £7000 Per Year Annual Policy Not an Per Condition Not an Life Long 15% 5% Click here
Oh yes! £3000 Per Condition Not an annual policy Per Condition Not an Life Long 10% N/A Click here
Standard £4000 Per Year Annual Policy Not an Per Condition Not an Life Long 15% N/A Click here
Standard £2000 Per Condition Annual Policy Not an Per Condition Not an Life Long 0% N/A Click here